Looking To Purchase A New Home?

home buyers guide

Great, we're here to help!

Looking to buy a new home in the Newcastle-under-Lyme, Stoke-on Trent, Staffordshire or Cheshire East area? Read the following home buyer’s guide to find out more.

Whether you are a first-time buyer taking the first step, a shrewd investor, upsizing with a growing family or looking for your dream retirement home, there are many good reasons to browse our fabulous portfolio of homes for sale.

From your first contact, we will assist your search in selecting suitable properties to view and arrange a convenient viewing schedule that fits in with your day. Our team at Luv2Sell will guide you through your property purchase, from forwarding your initial offer to collecting keys for your new home on completion.

Along the way, we can offer peace of mind by introducing you to our recommended conveyance and financial services partners to discuss your requirements.

Our associated partners will guide you in plain-speaking terms and offer you the very best competitive deals without obligation.

The Luv2Sell Home Buyers Guide

1. Setting your budget

You will need to consider your income, your savings and the equity from the sale of your existing property. If you have a property to sell, we can offer you an accurate market appraisal of your home to help you calculate how much equity you have towards your next purchase.

If you require a mortgage to help with your purchase, it’s essential to determine how much you can afford to borrow. It’s always a wise idea to speak with a mortgage advisor before viewing properties to help you to find the best mortgage deals and to get your finances in place to avoid further delays.

Luv2Sell have teamed up with Ngen Financial Planning. Their experienced advisors will happily assess your borrowing potential and secure an agreement in principle, which will help you determine how much you can afford.

It is important to remember there are other associated buying costs, such as stamp duty, solicitor’s fees and, if applicable, mortgage arrangement and valuation fees.

2. Finding a property

Being proactive and viewing properties when they are fresh on the property market will ensure you do not miss out on finding your perfect home.

Most properties for sale feature on estate agent websites and property portals, but you can stay one step ahead of the crowd by registering with us! 

Registering with Luv2Sell means you’ll hear about our new properties before they go online, so you’re more likely to secure your ideal home if you register with us as soon as possible.

3. Making an offer 

Once you’ve found the perfect home, we’ll submit your offer to the seller. When accepted, it’s time to confirm your solicitor’s details and your financial arrangements. You will begin the conveyance process as your solicitor prepares the paperwork for your purchase. For your peace of mind, we will be on hand to help identify and resolve any problems that may arise.

4. Exchange of Contracts

Your mortgage lender will arrange a survey of the property, checking for structural problems and ascertaining the valuation before forwarding you your mortgage offer. You can pay your deposit and exchange contracts when your solicitor and the seller’s solicitor are happy to proceed. At this point, a completion day can be agreed upon. 

5. Completion

Completion day is when the remaining balance for your property is transferred to the seller’s solicitor, and the transaction is complete. You can collect your keys, and the house becomes your new home!